Julia Franklin was the only child of a man of large property, who, at the age of eighteen, left her independent mistress of an unincumbered income of seven hundred a year; she was a girl of a lively disposition, and humane, susceptible heart: she resided in New-York with an uncle, who loved her too well, and had too high an opinion of her prudence, to scrutinize her actions so much as would have been necessary with many young ladies, who were not blest with her discretion: she was, at the time Montraville arrived at New-York, the life of society, and the universal toast. Montraville was introduced to her by the following accident.

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